Legal Access, Wallet Records and Local Law
Our Legal notice sets the conditions for using an account from Indonesia and explains what we need before account access is completed. Eligibility depends on local law, so you should check the policy before opening an account or sending a payment. Phone verification connects your identity
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to the account details you submit, while records from DANA, OVO, GoPay and QRIS can help us match a wallet status or receipt to the correct account. Bank transfer and virtual account references are handled in the same account context. We may update policy wording when
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local requirements or operating procedures change, and the latest version is shown through the policy link. The notice also explains how to ask about a correction, raise a data concern or request clarification about an access decision. We do not describe access as available in every
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location; it is provided where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.